Big FIFO money and nothing to show for it? That's the golden handcuffs. Here's the way off.
Free training for FIFO households on $180k+. Susan Croft shows how she counts your base, overtime and allowances, then turns the equity you've already built into your next property this year. Without earning a dollar more, and with a real plan back within 24 hours.
20+
Years in finance
8,000+
Clients served
$1.2B
In loans settled
Who's actually reading your payslip?
I'm Susan Croft. Twenty years in finance, and years of it spent inside the banks.
Here's what most FIFO workers never get told. Apply for the loan on your next property and a broker runs your payslip through one bank's system, then hands you a number. That number can decide whether you buy again. And the thing is, it's often wrong.
Most systems only count your base pay, not your allowances or overtime. The income that should make you a strong borrower gets ignored.
I've seen it from both sides of the desk. I read your income the way a lender does, count every dollar of it, and take it to the lenders that will actually back you. That's the difference between "come back in a few years" and buying your next property this year.
It's how I get FIFO workers moving when they've been told they're stuck.
Here's what you'll see in the video
Why "you've maxed out your borrowing power" may not be the advice a broker who actually counts your overtime and allowances would give you.
The three steps Susan uses to turn the income and equity you've already got into a real way off the roster, without earning a dollar more.
How Damian turned $700,000 of equity he didn't know was in play into his next two properties.
Why the FIFO income gives you borrowing power you won't have once you stop, which means the time to use it is now.
How David's first home became five investment properties and a business he now runs off the roster in Perth.
Individual results, outcomes may vary. Subject to lender eligibility and approval.
This is for FIFO workers with a household income of $180,000+ and equity in a property they already own.
That's the future you set out to build the very first time you flew out.