FIFO Workers, Away On The Swings For Years And Nothing To Show For It?
The FIFO Exit Plan: turning the equity in your home into a real way off the swings, without earning a dollar more.
Over 20 years in finance. 8,000+ clients. $1.2 billion in loans settled.
Who's actually reading your payslip
I'm Susan Croft. I started inside the banks in 2003 and I've been broking since 2006.
When the GFC hit, I went back inside a bank as a home finance manager, right through the worst of it. I learned how lenders actually make the call from the inside. What they count, what they ignore, and why two people on the same income can get two completely different answers.
It nearly always comes down to how the income's presented and how the loans are structured.
That's exactly how I work now. I read your payslip the way a lender reads it, and I see what your equity can actually do. It's how I built my own portfolio to $8.3 million, and it's how I find you a path forward where you're not stuck waiting on one bank to change its mind.
What you'll find out in the video
Why "you've maxed out your borrowing power" may not be the advice a broker who actually counts your overtime and allowances would give you.
The three steps Susan uses to turn the income and equity you've already got into a real way off the roster, without earning a dollar more.
How Damian turned $700,000 of equity he didn't know was in play into his next two properties.
Why the FIFO income gives you borrowing power you won't have once you stop, which means the time to use it is now.
How David's first home became five investment properties and a business he now runs off the roster in Perth.
Individual results, outcomes may vary. Subject to lender eligibility and approval.
This is for FIFO workers with a household income of $180,000+ and equity in a property they already own.
That's the future you set out to build the very first time you flew out.